Small Business - Employee Benefits
Offering life insurance, group health, supplemental benefits, and 401k Retirement Plans to your employees can help maintain and attract employees, and reduce employee turn-over cost.
NEED INSURANCE HELP?
We focus on serving the needs of individuals, families, and the small business community in the State of California. Offering all life Insurance products including both term and permanent. Our Life insurance carriers offer a variety of options that can include, living benefits to help with the unexpected events in life, to long term care needs, or access to tax free income to supplement your retirement. By representing many leading insurance carriers, we can ensure that we can meet your individual needs and budget.
For Business Owners with 1 to 100 employees, we offer Life Insurance for Buy Sell Agreements, Key Man, and Supplemental Retirement, we can also provide small group health, Supplemental benefits, and 401K retirement plans.
Looking forward to working with you,
Sharon Dale Knox, CA License # 0G10378
Navigating the complex world of insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.
Offering life insurance, group health, supplemental benefits, and 401k Retirement Plans to your employees can help maintain and attract employees, and reduce employee turn-over cost.
Life Insurance can protect your business interests for your family, business partners, and employees in the event of your death, or death of a Key Employee. Permanent Life Insurance can also be used to provide supplement tax-free retirement income.
No one plans to get sick or hurt, but most people will need medical care at some point, Health Insurance covers these costs and protects you from very high medical expenses. You have many options depending on your health needs and budget.
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Individual, Group, and Medicare Insurance while they may provide limited nursing home care, they do not provide Long-Term Care. Long-Term care can be provided at home, in the community, in assisted living facilities, or in a nursing home.
If you become seriously ill or have an injury that is not covered by workman's Compensation. Your medical coverage do not cover all of your expenses. it does not cover other expenses such as loss of income or business expenses. Disability Insurance can be used to protect Business Owners and their employees. Both short and long-term coverage is available. .
Dental and Vision coverage can be an important component of our well-being providing preventive care and other services. Most plans cover your preventive and can reduce your out of pocket expenses for other services.
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